Purchasing a home is not only exciting, but is likely the biggest purchase you’ll ever make. When you are in the process of purchasing a home, you want to ensure that the home is safe and solid. You want to make sure it is in good condition, with everything working properly and ready for you and your family to enjoy for years to come.
If it isn’t a good house, how will you know? Who is the one to determine if it is, or if it isn’t a good, solid house? The answer is a Home Inspector. So much depends on what the inspector finds, and you want the best inspector your money can buy. You want an inspector who inspects the house with a fine tooth comb, and determines if the house is, in fact, a good, solid-construction piece of property.
You may be wondering if you are required to have the home you want to purchase inspected before purchasing it. The answer is simple. If you plan to pay for the house outright without going through a lender, then the answer is no, you are not required to get an inspection, although it is recommended. However; if you plan to finance the house through a lender, then yes, you must have an inspection. Why? A lender is not going to approve a loan on a home without knowing what kind of shape the property is in The mortgage lender wants to know if it is a good, solid home.
Inspectors are the eyes and ears for the lender, as well as for the potential homebuyer, in determining if the house is a good, solid house, worthy of purchasing and having money being lent out for it. The inspector is there to give you the “ins and outs” about the house, and all of its systems as well as its construction. He will help you to know as much as you can about the house so that you know if you want to go through the home purchasing process.
Reliable inspectors are out there. So how do you find one? How do you choose a reliable, inspector that you trust, all while keeping the cost down? It is possible to find a reliable, trustworthy inspector. You just have to know where to look. Trustworthy inspectors can mean the difference between purchasing a good, solid home, or being stuck with a lemon. The cost for a home inspector varies, but you should expect to pay anywhere between $700 and $1500.
General caveats when choosing a home inspector are to make sure he is licensed and bonded. You should do your homework to make sure he is reputable and has a good reputation among the real estate community. Other caveats would be to talk to several inspectors and go with the one you feel is most qualified. Get a list of references and the one you feel is most trustworthy.