Obtaining a Real Estate License in Kentucky


Like most Southern states, Kentucky offers residents and businesses alike room for growth. With wide open land ready for housing and professional development, realtors in this state may find expansive opportunity. Those interested in a career in real estate may wonder how to get a real estate license in the state of Kentucky. This article addresses useful information for getting started. The Kentucky Real Estate Commission (KREC) outlines the basic rules and regulations for conducting a real estate practice in the state. The following offers those interested in a real estate career the basic information they need to pursue this occupation.

Basic Prerequisites

The Kentucky Real Estate Commission outlines specific regulations for real estate license applicants. In general, licensees must:

  • Be at least 18 years old
  • Have a high school diploma or GED
  • Complete 96 hours of approved coursework
  • Obtain Errors & Omissions insurance
  • Pay the $60 new license fee
  • Pass a federal background check
  • Submit an application
  • Pass the final licensing exam

Kentucky also makes an exception for the high school diploma rule by allowing candidates with 28 hours of post-secondary education to bypass this rule. Applicants should check with the KREC before assuming a waiver, however. The prelicensing coursework does not expire, but an applicant must submit an official application within 60 days of completing the final licensing exam. A federal background check is required. It costs $18 and can take six weeks, so candidates should pay attention to application deadlines in order to submit a background check timely.

Training & Education

In order to obtain a real estate license in Kentucky, applicants must complete 96 hours of prelicensure coursework from a real estate school or complete 6 hours of real estate education courses from an accredited college. The KREC lists several schools on its website that offer approved prelicensure courses. Applicants may also obtain these hours from local colleges and universities. 

PSI, Inc. administers the Kentucky real estate licensing exams, and there is a $100 fee for the exam. Applicants must register and pay for the exam separately on the testing service’s website, and they should explore the site for more detailed information regarding specific testing requirements.

Real estate licenses expire yearly in Kentucky and must be renewed by March 31st of each year for $60, with a $100 late fee applied between April 1st and May 15th and $200 fee after May 15th. Kentucky real estate agents must complete 6 hours of continuing education courses once per year, and every four years, they must also complete an additional 6 hours of a core real estate course as defined by the KREC.

Additional Information

Kentucky does not participate in a reciprocity agreement with any other state. However, licensed realtors from other states may apply for a Kentucky license according to the set requirements for all applicants. In addition, they must submit a Certificate of Licensure showing their history as agents in another state, pass the Kentucky portion of the licensing exam and pay the appropriate fees.

Kentucky recognizes additional real estate professional licenses, such as brokers, which are not covered in the above information. This article addresses real estate salesperson licenses specifically and may be different for those wishing to become brokers in Kentucky. Those individuals should check out the KREC website to learn more about additional educational and experience requirements for obtaining a broker license.

The KREC regulates licenses and applications on a statewide basis. For those interested in learning more about widespread realty regulation, two major organizations exist for this purpose. The National Association of Realtors and the Association of Real Estate License Law Officials (ARELLO) monitor national and international real estate professionals and commissions, ensuring that realtors across the globe commit to a standardized code of ethics and behavior.


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